Join hosts Izzy and Misty as they shed light on the intricate process of loan underwriting in the latest episode of Deeds in the Desert. Discover why every loan released may not be the perfect fit for you as an investor and gain a deeper understanding of the factors that determine Loan to Value (LTV) ratios.
Izzy and Misty delve into the factors that shape Ignite Funding's underwriting process, including location, local economies, job markets, and borrower profiles. Gain a deeper understanding of how Ignite Funding evaluates risks and rewards associated with each loan.
Whether you're an investor or simply curious about lending decisions, this podcast offers valuable knowledge on the art of loan underwriting. Explore the key elements considered by Ignite Funding and gain insights into their commitment to making informed choices for the benefit of investors.
Topic Timecodes:
00:00 Intro
1:40 Why is the LTV (Loan to Value) higher?
2:00 We don’t shop BPOs: Broker Price Opinion
2:36 We believe the loan is of lower value but STILL a good loan.
3:50 How do we decide on the location of loans?
7:15 New Borrowers mean further diversification.
8:45 Off-the-wall project (not your typical projects)
9:40 Evil Knievel Museum coming to Las Vegas.
12:05 Every loan we release may not be your cup of tea!
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Disclaimer: Ignite Funding, LLC | NVMBL #311 | AZ CMB-0932150 | | Money invested through a mortgage broker is not guaranteed to earn any interest and is not insured. Prior to investing, investors must be provided with applicable disclosure documents.
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